So if I'm clipping constantly, (pretty much every single note if I'm getting the tone I want) I should be okay for now until I can spring for a 4 ohm cab to take advantage of the head? I just really like the SVT 3 and don't want to burn it out before I can get a cab it'll get along with better haha
Stack? Or Double stack?
You can only use one cab if it is 4 ohms. (Stack)
You can use two cabs if each one is 8 ohms. (Double Stack)
You should not use a 4 ohm cab with an 8 ohm cab for an amp rated for 4 ohms.
The total impedence will be less than 4 ohms, which is not good for a 4 ohm amp.
if you are looking for a big volume increase go with another similar cab.
You'll get extra power because you are feeding the amp to a 4 ohm load AND you'll get much loader due to additional speaker surface area pushing more air.
More speaker area increases loudness at a faster rate than does a power increase.
You may find that you will be turning the amp down a lot more with more speakers.
Thinking about adding a single driver cab 1x15 or 1x12...
If both cabs are 8 ohm. Then you are dividing the total power equally between the two cabs but unequally between all five speakers. Half the amp power power goes to a 4x cab and half to a 1x cab. This means 1/8 of the amp's power is divided equally between the 4x cab speakers and 1/2 of the amps power is going to the 1x cab.
You'll not be getting good use of the 4x and may be driving the 1x harder than you want.