Its a tone thing for me.. if you are playing punk/hardcore adjacent music, often times a pick sound is the tone that works with the overall sound. Not saying you can't play those styles without one, but the grindy/clank tone is often more appropriate. So for bands I play in, its about 50/50. At home I usually only play with just fingers. But in a pinch, if I drop a pick at a show, I can play the whole set without one, and technically I am more proficient in fingerstyle ( probably because I let "gatekeepers" in the past influence my playing techniques so I didn't incorporate picks until about 15 years ago). But if you are a diehard "playing a bass with a pick sucks", you are basically telling me that "playing bass with a pick sucks, because you suck at it". Learn as many techniques as possible and you will be playing more gigs with bands than being a online gatekeeper in your mother's basement.