I’ve owned both, and I, too, sold the 100. Don’t get me wrong, the 100 is a great amp, but there is not that much between them in terms of loudness, and the 40 made more sense to me, being more compact and living-room friendly. The 100 does have an effects loop, but I found I didn’t use it that much, so I went with the 40 and never regretted it.